Whenever my planning has failed, it is because I did it in "Rambo mode." During my student days, I would sometimes set ridiculous goals, e.g., "study for 18 hours a day, for the next 6 months!" But when I would start the execution, reality would hit me and I would...

I received this email from a young lady suffering from depression and severe weight gain, which is preventing her from socializing and living a normal life. She stays awake at night, sleeps during the day, and is addicted to junk food. She wants to get out of this rut...

Long ago, during an evening stroll with a retired VC in New York (from Bessemer), I asked him, "What differentiated your best investments from the others? Could you have seen them coming?" He said, "My best investments were the ones where some team members disagreed,...

How does discipline break down? Answer: One exception at a time. But then, how can we be 100% consistent or never make exceptions? That it true -- we can't. However, the real problem is not the imperfection itself, but when we tell ourselves, 'This time, it is ok' --...

Last year, I lost three friends who passed away unexpectedly, including an ex-boss I was close to, whose passing made national news. When you lose friends, it is hard to accept that it is all over. With one of them (Amarnath Raja), I am still unable to accept that he...

As a consultant, I have helped companies cut costs. But 3-5 years later, many of these costs come right back up. In fact, most company initiatives work well for a while, and then, regress. The same thing happens to us individually -- we build new habits (e.g., start...

One of the consultants at McKinsey I worked with, is today leading McKinsey's digital initiatives. You might say -- naturally, an engineer can't help being an engineer! But this person was NOT an engineer. He was a hardcore Pharma and Lifesciences specialist. When I...

When you wake up, unthinkingly, you grab your phone and check messages or some social apps. You are doing it for just one reason -- it is your default behavior. Next, whether you work out, grab a coffee or just snooze, it is again driven by your defaults. When you...

When I was a kid, finishing books was so effortless! But today, it feels much harder even though I spend a lot more time reading. The problem is this: When you read a book today, there are countless other books, newsletters, podcasts, and audiobooks beckoning you....

The secret to making money is out in the open. On websites like Trendlyne, you can find the stock portfolios of India's best public market investors, starting from that of the late Rakesh Jhunjhunwala. And since these guys are super successful, making money should be...

The most damaging thing you can do to an employee: Give them non-stop critical feedback for even the minutest of things. This claim may sound plain wrong. After all, without critical feedback, how would people improve? True. Honest feedback, delivered thoughtfully, is...

During my consulting days in New York, three of us were walking to our client's office for a meeting. One of my colleagues was an Indian-American while the other was Jewish. The Indian-American asked, "Why are so many consultants, lawyers, and bankers Jewish?" The...

One year back, I received an email from a young lady who was torturing herself for not qualifying the NEET exam. And I receive loads of emails like this. Why do we needlessly torture ourselves for our past failures? Because we don't realize this one secret to...

If every investor (including an amateur) has access to the same information, tools, and technology, why isn't everybody an equally good investor? To paraphrase Joel Greenblatt, a renowned investor, "If you are investing in the market, patience will be the last man...

One great way to not take any action is to debate everything and make it an intellectual exercise. Here are a few common tactics I have seen: Tactic 1: Start analyzing the pros and cons of everything. Example: If someone says, "You should start walking or running",...